PLAN FOR LIFE
Insurance in Durban

With inflation and taxation increasing with time, this is becoming increasingly important. By analysing your specific needs and existing retirement provisions currently in place, we are able to determine the necessary steps to be taken to ensure a comfortable retirement. PFL has partnered with various life assurance companies to offer life assurance, income protection and retirement products. Clients are exposed to various personal and business risks that can have disastrous effects on their financial well-being. At PFL we take all these risks into account when developing your financial plan. Our partnership with some of the best asset managers, both in South Africa and Worldwide, will assist in successful implementation. We align ourselves with fund managers that have a sustainable record, and we identify these managers through a combination of in depth qualitative and quantitative research. Having applied the above philosophy to each of the investment solutions, we have developed strategic asset and portfolio allocations, that with the lowest possible volatility, enable investors to meet their objectives. PFL will strive to ensure that you and your family enjoy the maximum benefits from your assets during your lifetime, and after your death, to ensure that there are sufficient assets or capital in order to meet the cash flow requirements of the deceased estate, dependants and family, and to give effect to specific bequests. PFL can assist in business planning to ensure that your dependants are financially provided for, in the event that your business partner/associate in the business should die, become disabled or suffer from a dreaded illness. The purpose is also to ensure that your estate will be able to meet any contingency liabilities in the event of the death, disability or dreaded illness of you or your business partner. Providing financial information to our clients in a timely and accurate manner is a commitment that we feel cannot be compromised. Meaningful and well-organised financial records, ensure that your business operations will run more efficiently on a daily basis. Our aim is to ensure all clients are correctly and comprehensively covered, so that at claims stage their minds are at ease. As a partner in insuring your personal and business assets, we offer a comprehensive and efficient service, with the knowledge of the type of cover required once a thorough needs analysis has being completed. We deal with all the Major reputable Insurers to seek the best comparative quote without compromising the benefits that are offered. We offer cover for professional, commercial, industrial, domestic including marine and any other specialized cover. As a further optional benefit, limited personal accidental cover is also available for the insured.