BANK OF BARODA
Loan in Durban

Under its plan of organizational transformation through people processes and systems, the Bank has launched various innovative employee centric initiatives and has also undertaken revamp of key systems and practices. During the Centenary Year, the Bank is committed to continue its initiatives towards Corporate Social Responsibilities. Maintaining a small library containing books, journals, audio-visual aids, etc. Information on the prices of Agriculture commodities in various mandis across the country so that the farmers can sell their products at best price. Synergy and liaison with Farmers Clubs, SHGs, NGOs, Rural Marketing agencies, Input suppliers, Rural markets, etc for value addition services. Payments made through Baroda Connect are fast, secure and safe. Baroda Loan for training, skill upgradation of construction workers. All our Baroda Connect customers (net banking users) having transaction rights are eligible to utilize the ASBA Online facility. The Business Transformation Programme encompassing technology is being implemented by the Bank with a view to provide its customer, convenience banking on 24 X 7 basis in India and abroad through deployment of a single Core Banking Solution platform across globe with integrated delivery channels like ATM, Internet, Phone, Mobile, Kiosk, Call Centre etc. which are well integrated and provide a seamless experience to customers of all segments and lines of business. These applications also provide critical MIS through Data warehouse for timely business decision. We are one of the few Public Sector Banks having our Internet Payment gateway offering E-commerce services. With 100% CBS and various initiatives, Bank has enabled its customer with the state of the art technology; duly complemented with the human interface. The Bank also plans to deploy low cost ATMs at Rural centers. This enables our customers to use ATMs of other banks who are members of NFS, at a significantly low or no cost. Internet Banking: The Bank has launched full-fledged transaction-enabled Internet Banking in India. Corporates have the facility of direct salary uploads. Internet Banking has also been launched in most overseas territories. SWIFT: SWIFT facility for worldwide inter-bank financial communication is provided at Foreign Exchange Authorised Branches in India as also in overseas territories. The Data Centre will function as a central data hub of the Bank for both its domestic and international operations. Disaster Recovery Site (DRS) which is a replica of Data centre has also been fully operationalized. HRNES & Payroll: Bank has implemented Human Resource Networking for Employees Service with the objective of creating a central database of its employees to facilitate decision making, promotion and selection exercise as also to automate other HR processes. Leave module has also been launched where employees are provided with the functionality of self service. Right from sourcing and acquiring the customer to servicing and delighting the customer, bank depends upon technology.